Manitoba calculators
CMHC insurance
Mortgage paymentAffordabilityLand transfer taxCMHC insuranceClosing costsSeller net proceedsRent vs buy
Amortization
CMHC premium
$17,000
Minimum down payment$22,500
Your down payment$25,000 · 5.56%
Premium rate4.00%
Mortgage incl. premium$442,000
Rates: 4.00% (5–9.99% down), 3.10% (10–14.99%), 2.80% (15–19.99%), plus 0.20% for a 30-year amortization. Insured mortgages are available up to $1.5M.
What you put in
Down payment 5%CMHC premium 4%Mortgage 91%
Dre saysThe premium is added to the mortgage, not paid upfront.
Estimates only, not financial advice. Your lender and lawyer confirm the final numbers.