Buying
Buy the right home, at the right price, without the stress.
A clear plan from pre-approval to keys, honest notes after every showing and offers built on a written price analysis.
Buyer representation usually paid by the seller's sidePersonal new-home alerts
How it works
Four clear stages. No guessing what comes next.
Week 1
Plan
- Free consultationGoals, must-haves, budget and timing, in 20 minutes.
- Pre-approvalAn introduction to a trusted mortgage broker, so you shop with a real number.
- Area shortlistNeighbourhoods that fit your commute, schools and lifestyle.
Move planner
When do you want the keys?
Pick a date and see every milestone, working backwards. Send it to Adela and she builds your plan around it.
Nov 26, 2026
ConsultationGoals, budget and areas · in 4 weeks
Dec 1, 2026
Pre-approvalRate hold for up to 120 days · in 5 weeks
Dec 6, 2026
Start showingsAlerts live, first tours booked · in 6 weeks
Jan 5, 2027
Offer acceptedThe latest comfortable date · in 10 weeks
Jan 15, 2027
Conditions removedFinancing, inspection, insurance · in 11 weeks
Feb 20, 2027
Lawyer appointmentSign papers, send down payment · in 17 weeks
Mar 6, 2027
Possession & keysWelcome home · in 19 weeks
Checklist
Ready to buy?
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First-time buyers
What to know in Manitoba
Down payment5% of the first $500K and 10% above it. Under 20% down means CMHC insurance.
FHSA and RRSP Home Buyers' PlanTax-sheltered savings you can combine for your down payment.
30-year amortizationAvailable on insured mortgages for first-time buyers, for a lower monthly payment.
Land transfer taxNo first-time rebate in Manitoba. Budget for it from day one.
Neighbourhood match
Not sure where to look? Start with what matters to you.
Pick your priorities and budget. You get the parts of Winnipeg that fit best, then Adela adds the street-level detail no map shows.
Read before you buy
Guides for buyers
Money & mortgageHow much house can I afford in Winnipeg?The two ratios lenders use, the stress test, and a calculator that turns your income into a realistic price range.Money & mortgageClosing costs in Manitoba: the full listLand transfer tax, legal fees, adjustments and the small items that surprise buyers. With a calculator for your price.The buying processHow to make an offer on a house in WinnipegPrice, deposit, conditions and possession: how each one shapes your offer, and a tool to test how strong yours looks.